Want to get a credit card that will help you build your credit? Learn about the minimum age requirements for credit cards, along with credit card benefits.

The average American credit score is 714, but that average differs when broken down by age group. See where you stand among your peers.

The debt snowball method involves paying off debts from the smallest to the largest balance. Learn how you can use the snowball method to pay off debt.

Your credit utilization ratio is an important part of your credit score. Learn what credit utilization is, how to calculate it and how it can be improved.

Your credit score determines the financial opportunities you have access to and could save you money over time. Find out why and how to keep your score high. 

How long it takes to build credit can vary, but it typically takes 3 – 6 months. Learn what impacts your credit score and ways to build your credit.

An authorized user on your credit card can make purchases, but you’re responsible for paying the bill. Here’s what you should know before adding a user.

A pay-for-delete letter requests the removal of negative information from your credit report in return for payment. Learn how it works and how to write one.

The 5 C’s of credit are the factors that lenders consider when assessing a borrower’s creditworthiness. See how you can improve in these key areas.