Featured Resources
5-minute read
Nonprofit Debt Consolidation: Is It A Good Option?
Nonprofit debt consolidation might be an option for people behind on their bills. Get the facts to see whether nonprofit debt management can meet your needs.
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4-minute read
Understanding When Credit Scores Update
Your credit score usually updates about once a month. Read our article to discover the importance of routinely checking your credit score.
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5-minute read
Judgment Proof: What You Need To Know
Being judgment proof can help if creditors win a judgment against you. Learn how to prove you are judgment proof and whether you can lose judgment-proof status.
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5-minute read
Can I File Bankruptcy And Keep My Car?
When you file for bankruptcy, you may have the ability to keep your car – but it depends on a few factors. Learn how to file bankruptcy and keep your car.
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7-minute read
How To Use A Student Credit Card: 7 Tips For College Students
Student credit cards are a great way to start building your credit while you’re in school. Learn credit card tips for college students with our helpful guide.
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7-minute read
What Happens To Debt In A Divorce?
When you get divorced, you and your ex-spouse are responsible for paying any individual or joint divorce debt you owe. Learn how debt is divided in divorce.
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8-minute read
What Happens To Debt When You Die?
Ever wondered what happens to debt when you die? Take a look at how your debt is handled when you pass away and how to keep your heirs from going into debt.
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4-minute read
How To Calculate APR In 3 Steps
Knowing how to calculate APR can help you compare loan and credit card offers. Learn the steps involved in calculating APR to find the true cost of borrowing.
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6-minute read
Is It Bad To Close A Credit Card?
Is it bad to close a credit card if you’re trying to cut spending and reduce debt? Discover how canceling a credit card might impact your credit score
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5-minute read
Revolving Credit: What It Is And How It Can Work For You
A revolving credit account can boost your credit score and offer instant access to funds. Learn more about a revolving line of credit, including pros and cons.
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5-minute read
Understanding The Fair Credit Reporting Act (FCRA): A Guide
Concerned about your credit information and who can access it? See how the Fair Credit Reporting Act provides protection that can put consumers’ minds at ease.
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8-minute read
Debt Forgiveness: Programs, Pros And Cons, And Alternatives
For borrowers very deep in debt, debt forgiveness seems like a lifeline. Learn about cancellation of debt, debt forgiveness programs, and certain pros and cons.
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8-minute read
What Is Debt Settlement And Is It Right For You?
If you’re struggling to keep up with debt payments, a debt settlement may help. Learn how debt settlements work and discover some debt settlement pros and cons.
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6-minute read
9 Ways To Get Out Of Debt On A Low Income
Paying off debt on a low income can be overwhelming, but it’s entirely possible. Read our guide to learn the best ways to get out of debt and become debt-free.
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6-minute read
What Is A Student Credit Card And How Does It Work?
A student credit card is designed to help college students start building their credit. Using this guide, learn the basics of how student credit cards work.
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7-minute read
How To Pay Collections: A Complete Guide
If a collection agency is trying to get you to resolve a debt, you need to know how to pay collections. Uncover some helpful advice on how to protect yourself.
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4-minute read
Understanding A Reaffirmation Agreement And The Pros And Cons Involved
Recommended: With a reaffirmation agreement, a debtor promises to repay a debt to a creditor that would have been discharged in a bankruptcy case. Find out how it works.
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5-minute read
Consumer Debt: Definition And Average Balances In The U.S.
Consumer debt is any debt that’s acquired for individual or household purposes. Learn about types of consumer debt, average consumer debt in the U.S., and more.
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