Featured Resources

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6-minute read

How To Get An Apartment With Bad Credit: A Complete Guide

Renting with bad credit can pose real challenges, but you can still take certain steps to gain approval. Discover how to get an apartment with bad credit.

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Woman checking her credit on her tablet, relaxing on her couch and smiling.

6-minute read

What Is A Credit Score? How To Understand And Check Your Score

A credit score indicates to lenders how likely you are to repay a debt. Learn about credit score ranges, the factors that affect your credit score and more.

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7-minute read

What Are The 3 Credit Bureaus? Everything You Need To Know

Equifax®, Experian™ and TransUnion® are the three main credit bureaus. Learn how they differ and how to check your credit report from each bureau.

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African American man looking at paperwork with a laptop in front of him at home.

3-minute read

Bad Debt: What It Is And How You Can Write It Off

Bad debt occurs when a debtor can't repay a loan from a company or individual. Learn how bad debt should be handled and how a bad debt tax write-off works.

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Woman looking pensive on phone with laptop open at desk.

7-minute read

How To Spot Debt Collector Scams

Has a fake debt collector contacted you saying you owe them money? Find tips for spotting and avoiding debt collector scams so your bank account remains intact.

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8-minute read

How To Get Your Credit Score For Free: A Guide

Knowing your credit score can help you understand and protect your financial health. Learn how to get your free credit score from the major credit bureaus.

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5-minute read

What Is A Debt Management Plan?

If you’re behind on paying your debts, a debt management plan may help. See what you should know about a debt management program for controlling your balances.

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Young woman sitting on couch looking over bills on coffee table.

6-minute read

Statute Of Limitations On Debt

The statute of limitations for debt collection is typically 3 – 6 years but varies by state and debt. Learn more about time-barred debt and what to do with it.

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Woman reviewing invoices at kitchen island with open laptop, coffee cup nearby.

7-minute read

Does Bankruptcy Clear All Debt?

Does bankruptcy clear all your debts? Not quite. Learn which debts bankruptcy can and can't discharge and the long-term financial impact of a bankruptcy filing.

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Young woman doing budget with calculator and laptop.

8-minute read

What Is The Average Debt By Age In America?

Wondering if you’re carrying more debt than your peers? Learn about the average debt by age and find out what you can do to improve your financial situation.

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6-minute read

How To Get A Credit Card With No Credit

Do you have no credit history? That's not always a problem. Creditors may approve you for a credit card. Use our guide to getting a credit card with no credit.

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7-minute read

Types Of Bankruptcies: Defined And Explained

The most common types of bankruptcies are Chapter 7 and Chapter 13, although others are sometimes available. Learn about the different types of bankruptcy.

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13-minute read

How Many Credit Cards Should I Have At One Time?

Thinking about getting another credit card but not sure it’s the right decision? Learn how many credit cards you should have and whether you can have too many.

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Worried senior man wearing a blue plaid shirt sitting on a sofa.

6-minute read

Can Creditors Garnish Your Social Security Benefits?

Creditors can’t garnish Social Security benefits to cover unpaid debts, except in rare cases. Learn about when debt collectors can garnish Social Security.

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6-minute read

Quick Guide: How To Increase Credit Limit

Want to know how to increase your credit limit? Find strategies for getting your request approved, plus learn about the pros and cons of a higher credit limit.

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Confused young asian woman in a brown shirt looking at bills.

6-minute read

What Is The Debt Avalanche Method And How Does It Work?

The avalanche method focuses on paying off high-interest debts first. See how the aval...

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9-minute read

A Guide To Debt Validation Letters

A debt validation letter is a letter that debt collectors send out to prove you owe them money. Learn more about these letters and what to do if you get one.

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6-minute read

How To Get A Credit Card For The First Time In 5 Steps

Wondering how to get a credit card for the first time? Read our step-by-step guide to find out how to apply for a credit card quickly and easily.

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