Featured Resources

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Debt And Credit - 6-Minute Read

Miranda Crace - Sep 15, 2023

Your Guide: How To Remove Collections From Your Credit Report

Want to know how to remove collections from your credit report? Explore the options to see how you can find potential errors and protect your credit score.

African American man looking at paperwork with a laptop in front of him at home.

Debt And Credit - 3-Minute Read

Sarah Li Cain - Sep 13, 2023

Bad Debt: What It Is And How You Can Write It Off

Bad debt occurs when a debtor can't repay a loan from a company or individual. Learn how bad debt should be handled and how a bad debt tax write-off works.
Woman looking pensive on phone with laptop open at desk.

Debt And Credit - 7-Minute Read

Sarah Li Cain - Sep 6, 2023

How To Spot Debt Collector Scams

Has a fake debt collector contacted you saying you owe them money? Find tips for spotting and avoiding debt collector scams so your bank account remains intact.
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Debt And Credit - 8-Minute Read

Anna Wolski - Aug 30, 2023

How To Get Your Credit Score For Free: A Guide

Knowing your credit score can help you understand and protect your financial health. Learn how to get your free credit score from the major credit bureaus.
Multiple hands hovering over a paper with graphs and statistics on it.

Debt And Credit - 5-Minute Read

Kaitlin Davis - Aug 28, 2023

What Is A Debt Management Plan?

If you’re behind on paying your debts, a debt management plan may help. See what you should know about a debt management program for controlling your balances.
Woman reviewing invoices at kitchen island with open laptop, coffee cup nearby.

Debt And Credit - 7-Minute Read

Sarah Li Cain - Aug 25, 2023

Does Bankruptcy Clear All Debt?

Does bankruptcy clear all your debts? Not quite. Learn which debts bankruptcy can and can't discharge and the long-term financial impact of a bankruptcy filing.

Young woman sitting on couch looking over bills on coffee table.

Debt And Credit - 6-Minute Read

Dan Miller - Aug 25, 2023

Statute Of Limitations On Debt

The statute of limitations for debt collection is typically 3 – 6 years but varies by state and debt. Learn more about time-barred debt and what to do with it.

Young woman doing budget with calculator and laptop.

Debt And Credit - 8-Minute Read

Kevin Graham - Aug 25, 2023

What Is The Average Debt By Age In America?

Wondering if you’re carrying more debt than your peers? Learn about the average debt by age and find out what you can do to improve your financial situation.
Close up of woman paying with credit card at a retailer.

Debt And Credit - 6-Minute Read

Sarah Li Cain - Aug 22, 2023

How To Get A Credit Card With No Credit

Do you have no credit history? That's not always a problem. Creditors may approve you for a credit card. Use our guide to getting a credit card with no credit.

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Debt And Credit - 7-Minute Read

Patrick Russo - Aug 21, 2023

Types Of Bankruptcies: Defined And Explained

The most common types of bankruptcies are Chapter 7 and Chapter 13, although others are sometimes available. Learn about the different types of bankruptcy.

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Debt And Credit - 13-Minute Read

David Collins - Aug 21, 2023

How Many Credit Cards Should I Have At One Time?

Thinking about getting another credit card but not sure it’s the right decision? Learn how many credit cards you should have and whether you can have too many.

Worried senior man wearing a blue plaid shirt sitting on a sofa.

Debt And Credit - 6-Minute Read

Dan Miller - Aug 18, 2023

Can Creditors Garnish Your Social Security Benefits?

Creditors can’t garnish Social Security benefits to cover unpaid debts, except in rare cases. Learn about when debt collectors can garnish Social Security.

Confused young asian woman in a brown shirt looking at bills.

Debt And Credit - 6-Minute Read

Josephine Nesbit - Aug 16, 2023

What Is The Debt Avalanche Method And How Does It Work?

The avalanche method focuses on paying off high-interest debts first. See how the avalanche method can help you pay off debt fast and save the most on interest. 

Man looking pensive at laptop, resting chin on his hand.

Debt And Credit - 6-Minute Read

Sarah Li Cain - Aug 16, 2023

Quick Guide: How To Increase Credit Limit

Want to know how to increase your credit limit? Find strategies for getting your request approved, plus learn about the pros and cons of a higher credit limit.

View of two women's reviewing paperwork.

Debt And Credit - 9-Minute Read

Patrick Russo - Aug 15, 2023

A Guide To Debt Validation Letters

A debt validation letter is a letter that debt collectors send out to prove you owe them money. Learn more about these letters and what to do if you get one.
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Debt And Credit - 6-Minute Read

Kara Porter - Aug 10, 2023

How To Get A Credit Card For The First Time In 5 Steps

Wondering how to get a credit card for the first time? Read our step-by-step guide to find out how to apply for a credit card quickly and easily.

Blonde woman wearing glasses using her phone in the kitchen in front of a laptop.

Debt And Credit - 4-Minute Read

Sarah Li Cain - Aug 9, 2023

Understanding When Credit Scores Update

Your credit score usually updates about once a month. Read our article to discover the importance of routinely checking your credit score.

Woman using calculator on floor.

Debt And Credit - 5-Minute Read

Dan Miller - Aug 9, 2023

Nonprofit Debt Consolidation: Is It A Good Option?

Nonprofit debt consolidation might be an option for people behind on their bills. Get the facts to see whether nonprofit debt management can meet your needs.