Featured Resources
6-minute read
How To Get An Apartment With Bad Credit: A Complete Guide
Renting with bad credit can pose real challenges, but you can still take certain steps to gain approval. Discover how to get an apartment with bad credit.
Read more
6-minute read
What Is A Credit Score? How To Understand And Check Your Score
A credit score indicates to lenders how likely you are to repay a debt. Learn about credit score ranges, the factors that affect your credit score and more.
Read more
7-minute read
What Are The 3 Credit Bureaus? Everything You Need To Know
Equifax®, Experian™ and TransUnion® are the three main credit bureaus. Learn how they differ and how to check your credit report from each bureau.
Read more
3-minute read
Bad Debt: What It Is And How You Can Write It Off
Bad debt occurs when a debtor can't repay a loan from a company or individual. Learn how bad debt should be handled and how a bad debt tax write-off works.
Read more
7-minute read
How To Spot Debt Collector Scams
Has a fake debt collector contacted you saying you owe them money? Find tips for spotting and avoiding debt collector scams so your bank account remains intact.
Read more
8-minute read
How To Get Your Credit Score For Free: A Guide
Knowing your credit score can help you understand and protect your financial health. Learn how to get your free credit score from the major credit bureaus.
Read more
5-minute read
What Is A Debt Management Plan?
If you’re behind on paying your debts, a debt management plan may help. See what you should know about a debt management program for controlling your balances.
Read more
6-minute read
Statute Of Limitations On Debt
The statute of limitations for debt collection is typically 3 – 6 years but varies by state and debt. Learn more about time-barred debt and what to do with it.
Read more
7-minute read
Does Bankruptcy Clear All Debt?
Does bankruptcy clear all your debts? Not quite. Learn which debts bankruptcy can and can't discharge and the long-term financial impact of a bankruptcy filing.
Read more
8-minute read
What Is The Average Debt By Age In America?
Wondering if you’re carrying more debt than your peers? Learn about the average debt by age and find out what you can do to improve your financial situation.
Read more
6-minute read
How To Get A Credit Card With No Credit
Do you have no credit history? That's not always a problem. Creditors may approve you for a credit card. Use our guide to getting a credit card with no credit.
Read more
7-minute read
Types Of Bankruptcies: Defined And Explained
The most common types of bankruptcies are Chapter 7 and Chapter 13, although others are sometimes available. Learn about the different types of bankruptcy.
Read more
13-minute read
How Many Credit Cards Should I Have At One Time?
Thinking about getting another credit card but not sure it’s the right decision? Learn how many credit cards you should have and whether you can have too many.
Read more
6-minute read
Can Creditors Garnish Your Social Security Benefits?
Creditors can’t garnish Social Security benefits to cover unpaid debts, except in rare cases. Learn about when debt collectors can garnish Social Security.
Read more
6-minute read
Quick Guide: How To Increase Credit Limit
Want to know how to increase your credit limit? Find strategies for getting your request approved, plus learn about the pros and cons of a higher credit limit.
Read more
6-minute read
What Is The Debt Avalanche Method And How Does It Work?
The avalanche method focuses on paying off high-interest debts first. See how the aval...
Read more
9-minute read
A Guide To Debt Validation Letters
A debt validation letter is a letter that debt collectors send out to prove you owe them money. Learn more about these letters and what to do if you get one.
Read more
6-minute read
How To Get A Credit Card For The First Time In 5 Steps
Wondering how to get a credit card for the first time? Read our step-by-step guide to find out how to apply for a credit card quickly and easily.
Read more