Featured Resources

Couple looking at bills and working on laptop, going over finances in a kitchen.

7-minute read

How To Pay Collections: A Complete Guide

If a collection agency is trying to get you to resolve a debt, you need to know how to pay collections. Uncover some helpful advice on how to protect yourself.&...

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Two students at a cafe while working on their laptops.

6-minute read

What Is A Student Credit Card And How Does It Work?

A student credit card is designed to help college students start building their credit. Using this guide, learn the basics of how student credit cards work.<...

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Top down view of a man sitting cross legged on the floor, with bills and a calculator, figuring out his budget.

4-minute read

Understanding A Reaffirmation Agreement And The Pros And Cons Involved

Recommended: With a reaffirmation agreement, a debtor promises to repay a debt to a creditor that would have been discharged in a bankruptcy case. Find out how ...

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Couple discussing finances over coffee in their kitchen.

5-minute read

Consumer Debt: Definition And Average Balances In The U.S.

Consumer debt is any debt that’s acquired for individual or household purposes. Learn about types of consumer debt, average consumer debt in the U.S., ...

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Woman smiling using credit card to pay bill on phone at cafe.

9-minute read

What Do Credit Repair Companies Do And What Are The Best Credit Repair Companies In 2023?

Credit repair companies can help identify errors on your credit report and provide steps to improve your score. Learn about the best credit repair companies.

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Close up of woman withdrawing money from ATM.

9-minute read

How To Get A Loan With Bad Credit: Tips To Maximize Your Chance Of Approval

Wondering how to get a loan with bad credit? Read our tips and tricks to maximize your chance of approval despite having a low credit score.

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Young couple planning.

6-minute read

How To Pay Off Debt Fast: Strategies And Tips

Old debts can weigh heavily on your finances. Learn how to pay off debt, how to get out of debt fast, and how to move toward money goals that matter to you.<...

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Happy mom and child.

6-minute read

Quick Guide: How To Build Your Child’s Credit

Want to know how to build your child’s credit and at what age you can start? Learn how to check your child’s credit report and establish credit f...

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Stressed about debt

13-minute read

6 Best Ways To Consolidate Credit Card Debt

Credit card consolidation is a way to pay off credit card debt that involves combining debts into a single balance. Learn how to consolidate credit card debt...

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Man working at laptop in cafe.

5-minute read

Your Guide To Dealing With A Delinquent Account

If you’re more than 30 days late making a payment on a debt, you may have a delinquent account. Learn how to handle delinquent accounts swiftly and eff...

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A woman sitting at a laptop and checking her credit.

6-minute read

What Does ‘Charged-Off As Bad Debt’ Mean?

A charge-off is an unpaid debt a creditor gives up on collecting and writes off from their balance sheet. Learn how to handle a charged-off debt here.

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Young woman at home looking stressed in front of her laptop.

8-minute read

Your Quick Guide To Debt Settlement Negotiation

Sometimes, people fall behind on their monthly payments. Using this guide to debt settlement negotiation, unpack tips to make paying your debts more manageable.

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Couple looking at their credit statements.

12-minute read

How To File For Bankruptcy: A Step-By-Step Guide

Are you wondering how to file for bankruptcy? Review our guide to learn the steps for declaring bankruptcy, the pros and cons, alternative options and more.<...

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Cash vs credit

5-minute read

Cash Vs. Credit Cards: The Pros And Cons And How To Choose

When spending money, you may have two payment options: cash or credit cards. Learn the pros and cons of using cash versus credit and how to choose which to u...

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Man answering phone while looking out window dressed in white t-shirt and open blue button down.

4-minute read

The Quick Guide To Zombie Debt

Most people find out about zombie debt when zombie debt collectors from a debt collection agency contact them. Discover what zombie debt is and how to avoid it.

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Three women having coffee together in a cafe.

7-minute read

How To Achieve Financial Freedom: A Guide To Ditching Debt

Achieving financial freedom means paying off debt and building your savings. Learn proven strategies for ditching debt and boosting your financial independence.

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Man holding smart phone.

9-minute read

Debt Relief Vs. Bankruptcy: A Guide

In financial trouble? Unsure how debt relief works? Learn about debt relief vs. bankruptcy in their various forms so you can choose the best debt relief opti...

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People at banking ATM.

4-minute read

What Is Bankruptcy And How Does It Affect My Credit?

Although most people associate bankruptcy with bad financial news, the details of bankruptcy can be confusing. Let’s take a closer look at how bankrupt...

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