Featured Resources

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Debt And Credit - 6-Minute Read

Dan Miller - Dec 10, 2023

Hard Vs. Soft Credit Inquiries: What’s The Difference?

What’s the difference between a soft inquiry and hard inquiry when having your credit checked? Let’s explore what to know before you apply for your next loan.

Woman holding credit card smiling while out shopping.

Debt And Credit - 3-Minute Read

Angelica Victor - Nov 28, 2023

When Were Credit Scores Invented? A History

The modern credit score was introduced by FICO® in 1989. Learn everything there is to know about the centuries-long and complex history of credit scores.
Woman using credit card online.

Debt And Credit - 5-Minute Read

Sarah Li Cain - Nov 28, 2023

What’s The Difference Between VantageScore® And FICO®?

FICO® and VantageScore® both rate your creditworthiness but there are some differences in what they look at. Learn more about the different models in our guide.

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Debt And Credit - 4-Minute Read

Nov 27, 2023

Will Paying A Loan Off Early Hurt Your Credit?

Is saving on interest by paying a loan off early worth the risks to your credit score? Learn how to weigh the pros and cons of early loan payments.
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Debt And Credit - 5-Minute Read

Jackie Lam - Nov 22, 2023

Finance Charge: Definition, Types And How To Avoid It

Finance charges refer to a category of terms you’re likely familiar with – it’s the cost of borrowing money. Read on to learn how to reduce the cost.
Woman holding a credit card and a cell phone.

Debt And Credit - 6-Minute Read

Miranda Crace - Nov 3, 2023

How To Cancel A Credit Card In 7 Steps

Need to know how to cancel a credit card? Discover the steps required for closing a credit card and how canceling your credit card can lower your credit score.
Young woman sitting outside at a wooden table and bench using her credit card through a laptop.

Debt And Credit - 8-Minute Read

Oct 24, 2023

What Is The Highest Credit Score Possible?

How can having the highest credit score possible help you? Read on to see what perks come with an excellent rating and learn how to improve your credit score.
Young man checking credit on smartphone holding credit card and smiling on couch at home.

Debt And Credit - 3-Minute Read

Sarah Li Cain - Oct 24, 2023

Credit Ratings And Why They Matter

A credit rating is used to describe the creditworthiness of a business, government, or other entity. Here’s why it matters to your business.
Woman getting money from ATM.

Debt And Credit - 6-Minute Read

Jackie Lam - Oct 20, 2023

Your Quick Guide To Cash-Back Debit Cards

Cash-back debit cards combine the rewards of credit cards with the convenience of debit cards. Learn whether they're right for you and how to get one.
Line of people sitting down in chairs in a waiting room for interviews.

Debt And Credit - 4-Minute Read

Dan Miller - Oct 20, 2023

What Is A Credit Check For Employment?

If you’re job hunting, it’s best to be familiar with credit checks for employment. Learn about employee credit checks and why employers check credit reports.
Young people sitting in a line and using phones.

Debt And Credit - 8-Minute Read

Sarah Li Cain - Oct 17, 2023

Best $500 Credit Cards For Those With A Bad Credit Score

Read reviews of the best $500 credit cards for those with a bad credit score. Find the list of cards and compare APR, cash back, balance transfer fees and more.
Close up view of someones hands holding a credit card as they also type on a laptop.

Debt And Credit - 5-Minute Read

Dan Miller - Oct 12, 2023

How To Improve Your Credit Score Fast: 8 Tips and Tricks

Looking for ways to improve your credit score? Learn strategies for improving your score, managing debt, and how to increase your credit score fast.
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Debt And Credit - 8-Minute Read

Sarah Li Cain - Oct 7, 2023

How Does A Credit Card Work? Pros, Cons And Tips For Using Them Responsibly

Understanding how credit cards work can unlock higher credit scores, cash back offers and more. Learn the basics and how to make credit cards work for you.

Happy woman listening to music with bluetooth headphones making online transaction using debit card and laptop

Debt And Credit - 8-Minute Read

Victoria Araj - Oct 5, 2023

How To Get Your First Credit Card: A Beginner’s Guide

The best credit card for beginners depends on your circumstances. Learn how to get your first credit card and how to use your credit card to build credit.

Woman checking her credit card.

Debt And Credit - 6-Minute Read

Angelica Victor - Oct 3, 2023

How To Dispute A Credit Card Charge: Step By Step

Are you worried about the accuracy of your credit card statements and charges? Discover the steps to take if you need to dispute charges to your credit card.

Woman on phone while checking computer, looking worried.

Debt And Credit - 6-Minute Read

Sarah Lozanova - Sep 27, 2023

How To Get An Apartment With Bad Credit: A Complete Guide

Renting with bad credit can pose real challenges, but you can still take certain steps to gain approval. Discover how to get an apartment with bad credit.

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Debt And Credit - 7-Minute Read

Sarah Lozanova - Sep 20, 2023

What Are The 3 Credit Bureaus? Everything You Need To Know

Equifax®, Experian™ and TransUnion® are the three main credit bureaus. Learn how they differ and how to check your credit report from each bureau.

Woman checking her credit on her tablet, relaxing on her couch and smiling.

Debt And Credit - 6-Minute Read

Morgan Chaperon - Sep 20, 2023

What Is A Credit Score? How To Understand And Check Your Score

A credit score indicates to lenders how likely you are to repay a debt. Learn about credit score ranges, the factors that affect your credit score and more.