Maintaining healthy credit habits impacts your entire financial life. Here’s our guide on how to pay your credit card bill.

After missing a bill’s due date, you might wonder how long a late payment stays on your credit report. Learn the answer to that and more in this article.

A credit inquiry is when a report of your credit history is requested. Learn more about credit inquiries and how they affect your borrowing potential.

What’s the difference between a soft inquiry and hard inquiry when having your credit checked? Let’s explore what to know before you apply for your next loan.

FICO® and VantageScore® both rate your creditworthiness but there are some differences in what they look at. Learn more about the different models in our guide.

The modern credit score was introduced by FICO® in 1989. Learn everything there is to know about the centuries-long and complex history of credit scores.

Is saving on interest by paying a loan off early worth the risks to your credit score? Learn how to weigh the pros and cons of early loan payments.

Finance charges refer to a category of terms you’re likely familiar with – it’s the cost of borrowing money. Read on to learn how to reduce the cost.

Need to know how to cancel a credit card? Discover the steps required for closing a credit card and how canceling your credit card can lower your credit score.

A credit rating is used to describe the creditworthiness of a business, government, or other entity. Here’s why it matters to your business.

How can having the highest credit score possible help you? Read on to see what perks come with an excellent rating and learn how to improve your credit score.

If you’re job hunting, it’s best to be familiar with credit checks for employment. Learn about employee credit checks and why employers check credit reports.

Cash-back debit cards combine the rewards of credit cards with the convenience of debit cards. Learn whether they're right for you and how to get one.

Read reviews of the best $500 credit cards for those with a bad credit score. Find the list of cards and compare APR, cash back, balance transfer fees and more.

Looking for ways to improve your credit score? Learn strategies for improving your score, managing debt, and how to increase your credit score fast.

Understanding how credit cards work can unlock higher credit scores, cash back offers and more. Learn the basics and how to make credit cards work for you.

The best credit card for beginners depends on your circumstances. Learn how to get your first credit card and how to use your credit card to build credit.

Are you worried about the accuracy of your credit card statements and charges? Discover the steps to take if you need to dispute charges to your credit card.