Are you researching the different types of IRAs and trying to understand which is best for you? Explore our guide to learn how different types of IRAs work.

When spending money, you may have two payment options: cash or credit cards. Learn the pros and cons of using cash versus credit and how to choose which to use.

A 401(k) rollover into a Roth IRA can help high-income earners save for retirement. See if a 401(k) to Roth IRA rollover is the right retirement plan for you.

Wondering how to prepare for a recession? Explore our guide for realistic steps you can take to protect yourself financially during an economic downturn.

In personal finance, fixed and variable expenses are used to create a budget. Discover how fixed vs. variable costs differ and how to save on these expenses.

 Are you wondering if real estate is a good investment? Discover the benefits of investing in real estate and whether an investment property is right for you.

You might be wondering, “Can I fund an IRA if I have a 401(k)?” It’s possible, but your IRA contributions might not be tax-deductible. Learn more in this guide.

The 4% rule is meant to help you control your spending habits in retirement. Learn how this rule works, its pros and cons and other options you may have.

Most people find out about zombie debt when zombie debt collectors from a debt collection agency contact them. Discover what zombie debt is and how to avoid it.

Target date funds are a type of retirement fund that adjusts its investment strategy over time to maximize returns by a set date. Learn more about target funds.

Should you refinance your car loan? Is refinancing a car worth it? Discover the pros and cons of refinancing an auto loan and replacing it with a new loan.

Cyclical unemployment happens when there is less economic demand for goods and services. Learn more about what cyclical unemployment is and how it works.

A high net worth individual (HNWI) has at least $1 million in liquid assets. Learn more about what makes a HNWI and the benefits of having a high net worth.

If you’re thinking of investing in the stock market. It’s important to understand what the average return on investment is to make smart investments.

Concerned about the terms of your mortgage loan? Explore our guide to the right of rescission to see how you're protected from predatory loan practices.

Managing finances as a freelancer is a key part of being your own boss. Explore our guide for tips to help you manage the business side of freelancing.

Don’t know how to talk about money with your partner? Uncover tips for money conversations about saving, spending, financial goals and your financial situation.

A personal balance sheet lists your assets and liabilities and helps calculate your total net worth. Learn more about how to create a personal balance sheet.