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People looking at credit report.

8-minute read

How To Get Your Credit Score For Free: A Guide

Knowing your credit score can help you understand and protect your financial health. Learn how to get your free credit score from the major credit bureaus.

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Real estate agent showing young family with two children a house.

5-minute read

Caveat Emptor In Real Estate: What You Should Know

If you’re thinking of buying a house, you might hear the phrase “caveat emptor.” See what it means for real estate buyers and learn about caveat emptor states.

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Multiple hands hovering over a paper with graphs and statistics on it.

5-minute read

What Is A Debt Management Plan?

If you’re behind on paying your debts, a debt management plan may help. See what you should know about a debt management program for controlling your balances.

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Young woman sitting on couch looking over bills on coffee table.

6-minute read

Statute Of Limitations On Debt

The statute of limitations for debt collection is typically 3 – 6 years but varies by state and debt. Learn more about time-barred debt and what to do with it.

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Woman reviewing invoices at kitchen island with open laptop, coffee cup nearby.

7-minute read

Does Bankruptcy Clear All Debt?

Does bankruptcy clear all your debts? Not quite. Learn which debts bankruptcy can and can't discharge and the long-term financial impact of a bankruptcy filing.

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Young woman doing budget with calculator and laptop.

8-minute read

What Is The Average Debt By Age In America?

Wondering if you’re carrying more debt than your peers? Learn about the average debt by age and find out what you can do to improve your financial situation.

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Couple on computer together.

4-minute read

Personal Finance Management (PFM): What Is It And How Does It Work?

Personal finance management (PFM) is a term used to describe software that can help users better manage their finances. Learn more about PFM and how it works.

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Beach home with palm trees in front.

9-minute read

How Do You Buy Your First Investment Property?

Ready to start investing in rental properties? Use our guide to navigate the process of buying an investment property and what to consider as a beginner.

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Close up of woman paying with credit card at a retailer.

6-minute read

How To Get A Credit Card With No Credit

Do you have no credit history? That's not always a problem. Creditors may approve you for a credit card. Use our guide to getting a credit card with no credit.

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Young woman stressed out about finances.

7-minute read

Types Of Bankruptcies: Defined And Explained

The most common types of bankruptcies are Chapter 7 and Chapter 13, although others are sometimes available. Learn about the different types of bankruptcy.

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How many credit cards

13-minute read

How Many Credit Cards Should I Have At One Time?

Thinking about getting another credit card but not sure it’s the right decision? Learn how many credit cards you should have and whether you can have too many.

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Worried senior man wearing a blue plaid shirt sitting on a sofa.

6-minute read

Can Creditors Garnish Your Social Security Benefits?

Creditors can’t garnish Social Security benefits to cover unpaid debts, except in rare cases. Learn about when debt collectors can garnish Social Security.

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Parents with their young child counting coins with an empty mason jar nearby.

5-minute read

What Is Discretionary Income And How Do You Calculate It?

Discretionary income is the money left over after you pay your taxes and necessary expenses. Use our guide to learn how to calculate discretionary income.

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Confused young asian woman in a brown shirt looking at bills.

6-minute read

What Is The Debt Avalanche Method And How Does It Work?

The avalanche method focuses on paying off high-interest debts first. See how the aval...

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Man looking pensive at laptop, resting chin on his hand.

6-minute read

Quick Guide: How To Increase Credit Limit

Want to know how to increase your credit limit? Find strategies for getting your request approved, plus learn about the pros and cons of a higher credit limit.

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View of two women's reviewing paperwork.

9-minute read

A Guide To Debt Validation Letters

A debt validation letter is a letter that debt collectors send out to prove you owe them money. Learn more about these letters and what to do if you get one.

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Man on phone writing notes in an office.

8-minute read

How Does Inflation Work And What Causes It?

The pandemic reminded us that frenzied demand and interrupted supply chains can send prices upward. Learn what inflation is and find out if we need to worry.

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Close up of woman withdrawing money from ATM.

6-minute read

How To Save Money Each Month: 12 Simple Ways

Are you looking for easy ways to save money each month? Check out our guide to learn some of the best ways to save money and achieve your monthly savings goals.

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