Featured Resources

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Homeownership - 9-Minute Read

Sarah Sharkey - Dec 28, 2022

What Is A Cash-Out Refinance And How Does It Work?

Looking to access the equity in your home? A cash-out refinance may be the best option. Learn about how cash-out refinancing works and if it’s right for you.
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Homeownership - 7-Minute Read

Hanna Kielar - Dec 28, 2022

What Is Tenancy By Entirety? Definition And FAQs

Not sure what tenancy by entirety is but want to learn more? Unpack the definition of tenancy by entirety and discover its impact on homeownership.
Contemporary condos.

Homeownership - 6-Minute Read

Dan Rafter - Dec 16, 2022

What’s The Difference Between A Condo, Townhouse And Apartment?

Ready for a new home but not sure about what type? Explore renting apartments or buying condos/townhouses to find your ideal living solution.
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Homeownership - 5-Minute Read

Cathie Ericson - Dec 14, 2022

Yield Spread Premium (YSP): What It Is And How It Works

A yield spread premium (YSP) is a type of compensation that a mortgage broker gets from a mortgage lender. Learn how YSPs affect borrowers and interest rates.
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Homeownership - 5-Minute Read

Sarah Li Cain - Nov 3, 2022

What Is A Co-Applicant And Do You Need One?

Many hopeful borrowers take on a co-applicant when applying for a loan. But what is a co-applicant and how does it affect your chances of getting a loan?
Young couple signing a contract together at an office.

Homeownership - 7-Minute Read

Scott Steinberg - Oct 25, 2022

What Is Down Payment Assistance And How Can It Help You?

Down payment assistance programs help cover the down payment if you can afford a mortgage but lack savings. See if you qualify.
Couple meets with real estate agent.

Homeownership - 6-Minute Read

Sidney Richardson - Oct 25, 2022

What Is A VA Loan, And Do You Qualify?

VA loans can allow former and active-duty service members to buy homes with no money down. Learn more about what a VA loan is and if you meet the requirements.
Backyard patio with wooden table and brown chairs with many plants around them.

Homeownership - 8-Minute Read

Hanna Kielar - Oct 25, 2022

What Is Home Equity And How Does It Benefit You?

Home equity is the part of your home you own free and clear. Tap into it with loans, or build it through mortgage payments and appreciation.
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Homeownership - 7-Minute Read

Hanna Kielar - Oct 21, 2022

Seller Concessions: What Are They And How Do They Work?

Seller concessions help reduce the amount of money a home buyer pays in closing costs. Read on to learn about what seller concessions are and how they work.
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Homeownership - 6-Minute Read

Hanna Kielar - Oct 4, 2022

Credit Union Vs. Bank Mortgage: Which Is Right For You?

Deciding between a credit union versus a bank mortgage? Learn the pros and cons of each and see whether a credit union or bank mortgage is right for you.
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Homeownership - 6-Minute Read

Sarah Li Cain - Sep 29, 2022

What Do Underwriters Do: A Complete Guide

Underwriters evaluate and determine the risk of a home loan. Read our article to learn about their responsibilities and the different types of underwriters.
Front porch of a home with a brown front door framed by small rectangular windows.

Homeownership - 5-Minute Read

Dan Miller - Sep 21, 2022

What Is A Lender Credit And How Does It Work?

Lender credits can reduce the upfront costs of purchasing a home by increasing your interest rate. Discover what a lender credit is and how it works here.
Top down view of a residential neighborhood in Texas.

Homeownership - 6-Minute Read

Hanna Kielar - Sep 21, 2022

How To Buy A House In Texas

Are you looking to buy a house in the Lone Star State? Read our tips and tricks for buying a house in Texas.
House in California with pool.

Homeownership - 5-Minute Read

Sarah Li Cain - Sep 14, 2022

How To Buy A House In California

Buying a house can be complicated, but it doesn’t have to be. Use our guide to learn how to buy a house in California from start to finish in five key steps. 
Large house with garden during daylight.

Homeownership - 6-Minute Read

Anna Baluch - Sep 12, 2022

How To Get Rid Of Mortgage Insurance: The Best Way To Remove MIP And PMI

Mortgage insurance can be good in that it allows you to buy a home without a large down payment, but no one likes paying it. Learn how to kick it to the curb.
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Homeownership - 8-Minute Read

Victoria Araj - Jun 3, 2022

Home Inspection: Checklist Of What Inspectors Look For, And What It Costs

A home inspection is a powerful tool for homebuyers. Learn more about what a home inspection covers, how much it costs, and why it’s such a good investment.
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Homeownership - 7-Minute Read

Hanna Kielar - Mar 22, 2022

How To Buy A House In New York

Buying a house in New York can be daunting, but it doesn’t have to be. Read our comprehensive overview for everything you need to know about how to buy a house in New York.
A couple with a child looking at the exterior of a house.

Homeownership - 9-Minute Read

Dan Miller - Feb 24, 2022

Can FHA Closing Costs Be Paid By The Seller?

We go over seller concessions and how they can be useful when getting an FHA loan. Read on for all the exciting details!