Mortgages

Getting a house doesn’t have to be rocket science. Start here for a basic understanding of your mortgage options and how to save on your next home.
Small red house with white trim.

Featured Articles:


Does The First-Time Home Buyer Tax Credit Still Exist?
The federal first-time home  buyer tax credit is no longer available. Learn what this means and what’s next for you as a first-time home buyer.
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What Is A Lender Credit And How Does It Work?
Lender credits can reduce the upfront costs of purchasing a home by increasing your interest rate. Discover what a lender credit is and how it works here.
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Featured Resources

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Modern living room with fireplace and plants.

Homeownership - 7-Minute Read

Miranda Crace - Oct 28, 2024

Adjustable-Rate Mortgage (ARM): Definition, Pros, Cons And FAQs

Adjustable-rate mortgages start with lower rates that eventually fluctuate based on market indexes. Learn how ARMs work and check out some pros and cons.
Single story house in winter with snow covering the rook.

Homeownership - 8-Minute Read

Ashley Kilroy - Sep 19, 2024

What Percentage Of Your Income Should Be For Your Mortgage?

There are several rules that can help you determine what percentage of your income should go to your mortgage. Find out what experts recommend.
Stylish living room with beige couch and many house plants.

Homeownership - 10-Minute Read

Dan Rafter - Sep 18, 2024

FHA Loan: Requirements, Types And How To Know If You Qualify

Wondering if an FHA loan is right for you? Learn more about FHA loan requirements, pros and cons and how it compares to other loans.
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Homeownership - 8-Minute Read

Kevin Graham - Sep 18, 2024

Escrow Shortage: What It Is And How To Avoid It

You’ll see an escrow shortage if there’s a jump in property taxes or insurance and not enough funds in your escrow account. Get equipped for this scenario.
An African. American real estate. agent standing outside apartments.

Homeownership - 5-Minute Read

Sarah Sharkey - Sep 12, 2024

Home Appraisal Cost: A Complete Guide

A home appraisal helps borrowers determine property value. Learn about appraisal costs, how they differ from inspections and what can hurt home value.
Large Mediterranean Villa with a pool at night.

Homeownership - 6-Minute Read

Victoria Araj - Jun 5, 2024

What Is A Jumbo Loan?

If you’re looking to finance a home that exceeds the conforming loan limit, a jumbo loan might be a good option. Explore jumbo loans and how they work.