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Couple meeting financial planner.

8-minute read

How Do Savings Bonds Work? Savings Bonds Explained

Savings bonds are low-risk saving investments that may be cashed in over time. Learn more about how to buy, cash and invest savings bonds now.

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Senior couple with dogs on the beach at sunset.

5-minute read

What Is Fixed Annuity And How Does It Work?

A fixed annuity can provide steady income when you retire. Learn more about what a fixed annuity is, how it works, the benefits and if it’s right for you.

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Closeup of hand as someone budgets on a tablet.

4-minute read

8 Budgeting Categories To Map Out Your Finances

With so many budgeting systems to choose from, save your energy and adopt our tried and true budget categories into your personal finance routine.

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Credit cards in wallet.

4-minute read

Will Paying A Loan Off Early Hurt Your Credit?

Is saving on interest by paying a loan off early worth the risks to your credit score? Learn how to weigh the pros and cons of early loan payments.

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father with daughter grocery shopping and picking apples

11-minute read

Your Guide: How Much Should I Spend On Groceries?

How much should you spend on groceries? Read on to see what different demographics spend on groceries and find resources for saving on your grocery bills.

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Woman in green sweater wearing glasses looking down.

5-minute read

A Guide To The 50/30/20 Rule

The 50/30/20 rule is a helpful system to structure your budget. Explore what it is, how it works and how you can make it work for your financial situation. 

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House with beautiful garden.

4-minute read

What Are Assets In Personal Finance?

Assets are possessions with a cash value to the company or person who owns them. See why assets matter for individuals who want to calculate their net worth.

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Woman sitting on floor opening empty wallet, with bills spread out in front of her and calculator, phone nearby.

6-minute read

How Can I Borrow Money Instantly?: 6 Ways To Get A Loan Fast

Looking for a way to borrow money fast? Learn about how you can borrow money instantly, where to get it and what to keep in mind when getting an instant loan.

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Financial advisor speaking with a young couple in an office with a laptop open on a table.

4-minute read

What Is A Financial Consultant?

A financial consultant offers a range of services to help clients meet their financial goals. Read more about what they do and how having one can benefit you.

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Couple discussing finances

5-minute read

Finance Charge: Definition, Types And How To Avoid It

Finance charges refer to a category of terms you’re likely familiar with – it’s the cost of borrowing money. Read on to learn how to reduce the cost.

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Young man with a beard and glasses smiling while looking at his cell phone in a cafe.

4-minute read

Cash Deposit Limits: How Much Cash Can You Deposit In The Bank At Once?

According to the IRS, any bank transactions that exceed a cash deposit limit of $10,000 need to be reported. Learn how to file and why it’s important here.

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Writing a check.

6-minute read

How To Write A Check: A Guide

Writing a check has become less common, but it’s still an important skill to have. Here’s how to write a check, plus tips for doing so securely.

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Mom and son at doctors.

6-minute read

What Is An HSA?: How Health Savings Accounts Work

An HSA (health savings account) is a tax-advantaged way to save money for medical costs. Learn how, in combination with an HDHP, an HSA benefits your wallet.

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Elderly woman doing taxes at home

6-minute read

How To Save On Taxes: 10 Strategies That Really Work

Tax time is coming and many Americans want to know how to save on taxes. Discover our tips for reducing your tax liability and getting a bigger tax return.

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Two woman with two children.

8-minute read

How Do Deductibles Work? Understanding Insurance Deductibles

A deductible is the amount you pay before an insurance policy covers or partially covers expenses. See how deductibles work with different insurance types.

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Mentor intern technology.

5-minute read

What Is A Stipend And How Does It Work?

A stipend is a fixed dollar amount an organization pays instead of or on top of a salary. Learn about how stipends work, different types of stipends and more.

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Mature couple reviewing information on a tablet in the park.

4-minute read

Pensions: What Are They And How Do They Work?

A pension is an account that is paid into while you work, and which you can draw from after you retire. Learn more about how pensions work in our guide.

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Woman holding a credit card and a cell phone.

6-minute read

How To Cancel A Credit Card In 7 Steps

Need to know how to cancel a credit card? Discover the steps required for closing a credit card and how canceling your credit card can lower your credit score.

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