Both APR and APY refer to interest rates. But APR describes interest charged while APY describes interest earned. Learn to use APR and APY in budget planning.

Discover how a certificate of deposit (CD) works and start earning interest on your deposit. CD accounts can be powerful wealth-building tools.

Fintech has transformed numerous financial services. Learn how fintech works, what services it”s used for and how you might already use it daily.

Not sure what a routing number is or where to find one? Learn why routing numbers are important and how to go about accessing yours in the event you need it.

Having several different bank accounts can help safeguard against risk, but it can come with some downsides. Learn the pros and cons of multiple bank accounts.

Each bank has specific procedures that customers must follow to transfer money externally. Learn how to transfer money from one bank to another in a few ways.

You’ve probably heard of interest rates, but what is a prime rate? Discover why this benchmark, set by banks and influenced by the Federal Reserve, matters.

A cashier’s check can be essential when making large purchases. Learn more about what a cashier’s check is, how to get one and how to avoid related scams.

Your current balance and available balance are both an indicator of the money in your bank account, but they’re not the same. Discover how they’re different.

What do you need to open a bank account? Discover acceptable forms of ID, get the facts about initial deposits and see if you’ll need to visit a local branch.

Writing a check has become less common, but it’s still an important skill to have. Here’s how to write a check, plus tips for doing so securely.

Money orders are a secure form of payment that is easy to access, purchase and use. Read on to find out how to get a money order.

Knowing how to balance a checkbook can help you track the money in your checking account and bank account balance. Learn the basics of balancing a checkbook.

A financial advisor can help you with various financial matters. Learn more about what financial advisors do and when you may need financial planning support.

Balance transfers involve moving your due funds over to another account. Read on to learn more about what they are and how they work.

Financial institutions charge bank fees for services such as set-up, transactional services and ongoing maintenance. In some cases, these fees can be avoided.

A bank statement contains important information regarding your bank account and its recent activity. Learn more about bank statements and how they work here.

Being rejected for a new account due to bad banking history doesn’t have to stop you. With second chance banking you may qualify for a fresh start.