Mortgages

Getting a house doesn't have to be rocket science. Start here for a basic understanding of your mortgage options and how to save on your next home.

Featured Articles

Does The First-Time Home Buyer Tax Credit Still Exist?

The federal first-time home  buyer tax credit is no longer available. Learn what this means and what’s next for you as a first-time home buyer.

What Is A Lender Credit And How Does It Work?

Lender credits can reduce the upfront costs of purchasing a home by increasing your interest rate. Discover what a lender credit is and how it works here.

Featured Resources

10-minute read

FHA Loan: Requirements, Types And How To Know If You Qualify

Wondering if an FHA loan is right for you? Learn more about FHA loan requirements, pros and cons and how it compares to other loans.

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7-minute read

Adjustable-Rate Mortgage (ARM): Definition, Pros, Cons And FAQs

Adjustable-rate mortgages start with lower rates that eventually fluctuate based on market indexes. Learn how ARMs work and check out some pros and cons.

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8-minute read

What Percentage Of Your Income Should Be For Your Mortgage?

There are several rules that can help you determine what percentage of your income should go to your mortgage. Find out what experts recommend.

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8-minute read

Escrow Shortage: What It Is And How To Avoid It

You’ll see an escrow shortage if there’s a jump in property taxes or insurance and not enough funds in your escrow account. Get equipped for this scenario.

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5-minute read

Home Appraisal Cost: A Complete Guide

A home appraisal helps borrowers determine property value. Learn about appraisal costs, how they differ from inspections and what can hurt home value.

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6-minute read

What Is A Jumbo Loan?

If you’re looking to finance a home that exceeds the conforming loan limit, a jumbo loan might be a good option. Explore jumbo loans and how they work.

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