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Buy And Sell Your Home Confidently

Kevin Graham

6 - Minute Read

PUBLISHED: Apr 4, 2023

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Buying or selling a home is never easy, but there are some unique challenges facing those in the housing market right now. You have home prices and interest rates that are still quite high, making it especially difficult if you’re trying to make the most of your money. Luckily, Rocket offers several programs including BUY+ and SELL+ that could help you save thousands along the way.1,2

BUY+

There are various signs that home prices are starting to level off or come down in many markets. That said, they’re still a bit higher than pre-pandemic levels. Our sister companies Rocket Mortgage® and Rocket HomesSM have programs that can help home buyers save up to $10,000, particularly those that are being extra conscious of their budgets in this market.4,5,6

BUY+ allows Rocket Mortgage clients to receive up to $10,000 toward their closing when they use a Rocket Homes partner agent. Together, not only does Rocket Homes help you find your next home, but the BUY+ program helps you save. This can lead to more money in your pocket for furniture or other moving expenses.

Not only are you saving money on the purchase price itself, but these agents are highly rated, fully vetted and have their finger on the pulse of your market. This means they’ll be most prepared to help you put in a strong offer on your new home.

SELL+

If you’re already a homeowner, you’re likely looking to sell your current home simultaneously with buying your new one. Rocket Homes partner agents can also help you sell your home, working to get you the most money possible. But the best part is that with the SELL+ program, you can save up to $7,000.

This allows you to keep more of the profits from your sale in your pocket to be used toward your new home or whatever else you desire.

Home Buying Plan

Not quite ready to buy right now? For those who may be looking to buy a home a bit off in the future, Rocket Mortgage allows you to create a custom Home Buying Plan, including your custom price, timeline and purchase location.3

From there, Rocket Mortgage will walk you through your savings goals, helping to get your debt and credit in order and preparing you for everything you need to know in anticipating your home search.

Once you’re ready, you can easily conduct a home search with Rocket Homes, making that next step an easy one to take.

Rocket Rewards

There are quite a few steps to buying a home, from working toward savings goals to monitoring your credit to just educating yourself on the process. The home is the reward at the end of the rainbow, but wouldn’t you like some acknowledgment of your effort along the way?

Rocket Rewards allows you to collect points that can be redeemed for credit to be applied against your closing costs. You can get rewards points for everything from answering a question after reading an article on one of our Learning Centers to setting a savings goal, and many other actions.

Joining the program is completely free! The more you work with Rocket, the more points you’ll be able to redeem for reward when buying your next home.

The Bottom Line

We’re here to support you wherever you’re at on your home buying journey.

If you work with Rocket Mortgage and one of Rocket Homes’ partner agents to purchase a home, you could save up to $10,000 on your closing costs with BUY+. By also taking advantage of SELL+, you could save thousands by listing your home with a Rocket Homes partner agent in your area.

If you’re not quite ready to get started buying a new home, you can still use our Home Buying Plan to prepare. You’ll even earn Rocket Rewards toward closing costs along the way.

Are you ready to take the first step on your home buying journey? You can start your application online today!

Get approved to buy a home

Rocket Mortgage® lets you get to house hunting sooner.

1 The following offers are available only to clients who are purchasing a home and financing with Rocket Mortgage: (1) Client purchasing with a Rocket Homes Partner Agent through Rocket Homes will receive a lender paid credit that is 1.25% of their loan amount. For example, a $200,000 home purchase price minus a 5% down payment of $10,000 results in a loan amount of $190,000. Client would receive a credit of 1.25% of the $190,000, for a credit of $2,375 toward closing costs. (2) Client is referred by a real estate agent to buy a new home will receive a lender paid credit that is 0.50% of their loan amount. Offer does not apply to new loans submitted through an Executive Loan Officer, mortgage broker, through Schwab, or on nonagency jumbo loans, non-QM loans, bank statement loans, second lien products or team member loans. Offer may not be redeemed for cash and is nontransferable. Offer cannot be retroactively applied to loans where the rate has been locked. Conditions and exclusions apply. This is not a commitment to lend and is contingent on qualification per full underwriting guidelines.

2 Qualifying for Rocket Homes rebate requires clients selling their home using a real estate agent that participates in Rocket Homes' Partner Network. Upon closing, the Rocket Homes Network Partner pays a referral fee to Rocket Homes.  Rocket Homes will rebate up to .5% of the final sale price to the client.   Clients retain the right to negotiate their individual listing agreement. All Agents have been independently vetted by Rocket Homes to meet performance expectations required to participate in the program. If clients are currently working with a real estate agent, this is not a solicitation. Consumers who have engaged an agent not in the Rocket Homes Partner Network are not eligible for Rocket Homes rebate. Rocket Homes rebate is not available in Alabama, Alaska, Iowa, Kansas, Mississippi, Missouri, New Jersey, Oklahoma, Oregon and Tennessee.  Rocket Homes rebate checks will be issued within 30 days of Rocket Homes receiving settlement statements and any other documentation reasonably required to calculate the applicable Rebate amount. Rocket Homes rebate is offered by Rocket Homes Real Estate LLC, a licensed real estate broker. Rocket Homes rebate is not available when the final sale price of the home is less than $100,000.00. Offer cannot be combined with any other Rocket Homes rebate or incentive. Additional restrictions/conditions may apply. Offer subject to change or cancellation without notice.

3 Client may earn points for creating a Home Buying Plan and additional activities therein at RocketBuyingPlan.com. Points are redeemable toward a new Rocket Mortgage transaction (excluding refinance), an existing Rocket Mortgage additional principal payment or a statement credit. Additional restrictions/conditions may apply. Points not redeemable for cash. This is not a commitment to lend.

4 Rocket Mortgage, LLC, Rocket Money LLC, and Rocket Homes Real Estate LLC are separate operating subsidiaries of Rocket Companies, Inc. (NYSE: RKT). Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation and applicable legal and regulatory requirements. 

5 Rocket Mortgage, LLC; NMLS #3030; www.NMLSConsumerAccess.org. Equal Housing Lender. Licensed in 50 states. AL License No. MC 20979, Control No. 100152352. AR, TX: 1050 Woodward Ave., Detroit, MI 48226-1906, (888) 474-0404; AZ: 1 N. Central Ave., Ste. 2000, Phoenix, AZ 85004, Mortgage Banker License #BK-0902939; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO: Regulated by the Division of Real Estate; GA: Residential Mortgage Licensee #11704; IL: Residential Mortgage Licensee #4127 – Dept. of Financial and Professional Regulation; KS: Licensed Mortgage Company MC.0025309; MA: Mortgage Lender License #ML 3030; ME: Supervised Lender License; MN: Not an offer for a rate lock agreement; MS: Licensed by the MS Dept. of Banking and Consumer Finance; NH: Licensed by the NH Banking Dept., #6743MB; NV: License #626; NJ: New Jersey – Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226, (888) 474-0404, Licensed by the N.J. Department of Banking and Insurance.; NY: Rocket Mortgage, LLC, 1050 Woodward Ave., Detroit, MI 48226 Licensed Mortgage Banker-NYS Department of Financial Services; OH: MB 850076; OR: License #ML-1387; PA: Licensed by the Dept. of Banking – License #21430; RI: Licensed Lender; WA: Consumer Loan Company License CL-3030.

6 Rocket Homes® is a registered trademark licensed to Rocket Homes Real Estate LLC. The Rocket HomesSM Logo is a service mark licensed to Rocket Homes Real Estate LLC. Rocket Homes Real Estate LLC fully supports the principles of the Fair Housing Act. For Rocket Homes Real Estate LLC license numbers, visit  RocketHomes.com/license-numbers. California DRE #01804478. Hawaii License # RB-23371. TREC: Information about brokerage servicesConsumer protection notice.

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Kevin Graham

Kevin Graham is a Senior Blog Writer for Rocket Companies. He specializes in economics, mortgage qualification and personal finance topics. As someone with cerebral palsy spastic quadriplegia that requires the use of a wheelchair, he also takes on articles around modifying your home for physical challenges and smart home tech. Kevin has a BA in Journalism from Oakland University. Prior to joining Rocket Mortgage he freelanced for various newspapers in the Metro Detroit area.