Featured Resources
10-minute read
Things That Can Lower Your Credit Score And How To Avoid Them
Wondering what factors damage your credit score? Read our guide to learn what factors lower your credit score, how to avoid them, and how to build your credi...
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10-minute read
Best Credit Cards For College Students In 2022
Whether you’re looking for a credit card that has low APR or maximum cash-back rewards, check out our roundup of the best credit cards for college stud...
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6-minute read
What Is A Credit Freeze And Why Would I Do It?
What is a credit freeze and why would you want to do it? We address your questions here.
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3-minute read
How To Protect Your Credit Score During COVID-19
COVID-19 is spreading uncertainty and fear across the world. We’ll take a closer look at how you can weather this storm while keeping your credit score...
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4-minute read
12 Credit Myths You Should Stop Believing
While discerning fact from fiction can be difficult as rumors swirl around regarding credit scores, read our article on several credit myths you should be aw...
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8-minute read
Best Store Credit Cards For 2021
There are so many store credit cards out there. Which ones are really worth applying for? Read our list of the best store credit cards for 2021 to decide.
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4-minute read
What Hurts My Credit Score The Most?
The higher your credit score, the less you’re perceived as a risk to lenders. Even if your credit score is pretty good right now, there are factors tha...
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6-minute read
What Is Credit Counseling And Can It Help You Get Out Of Debt?
In the US today, you’re far more likely to be in debt than not, but support is available. Find out how credit counseling can help you get out from unde...
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5-minute read
LIBOR: Everything You Need To Know
The London InterBank Offered Rate (LIBOR) is an important financial point of reference for banks and lenders around the world. Learn more about it here.
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4-minute read
Overcoming Bankruptcy, Bad Credit And $30K In Credit Card Debt: A Credit Success Story
From bankruptcy to $30K in credit card debt, read our interview with Kate Raidt on how she rebuilt her finances and earned a 810 credit score.
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4-minute read
Credit Score Factors: New Credit
Understanding your credit score can be confusing. Read our guide for a closer look at new credit as a factor that can affect your overall credit score.
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4-minute read
Who Can See Your Credit Report?
Not everyone is privy to your credit information. For the most part, your score and credit report remain confidential. Here’s who can access your ...
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4-minute read
Credit Card Grace Periods: What They Are And How To Use Yours To Curb Interest
A grace period is the time between the end of your billing cycle and your due date. Learn how to use your grace period to reduce interest on your purchases.<...
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3-minute read
Credit Report Vs. Credit Score
Credit report vs. credit score: what’s the difference? Both will help you understand your credit health, but one provides more information. Learn more ...
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6-minute read
From Delinquency To An 800+ Credit Score: A Success Story
Looking to improve your credit? Read our article on how Leslie Tayne eliminated her debt and went from delinquency to an 800+ credit score.
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6-minute read
Why Is My Credit Card Being Declined?
Having your credit card declined can be stressful, but don’t worry. We’re here to help you determine why it happened and how you can resolve the ...
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3-minute read
Does Applying For Loans Affect Your Credit Score?
Due to the expensive grind of daily life, sometimes we need to take out loans to get by. When we apply for those loans, our credit score has the potential of...
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6-minute read
Secured Debt: What It Is And How To Pay It Off
A secured debt is a form of debt backed by collateral a lender could take. See some examples of secured debt and get acquainted with secured vs. unsecured debt.
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