So, you got the dreaded call stating that you have a debt in collections. First things first: take a deep breath and try not to beat yourself up. Rebuilding your credit after being sent to collections is a marathon, not a sprint.

Which errors on a credit report could impact your score, and how do you fix credit report errors? Below, read about the top errors you should look for on a credit report and how to check for them.

The higher your credit score, the less you’re perceived as a risk to lenders. Even if your credit score is pretty good right now, there are factors that can hurt your credit score. Let’s take a look at what helps and hurts your credit score the ...

What is a credit freeze and why would you want to do it? We address your questions here. 

Although most people associate bankruptcy with bad financial news, the details of bankruptcy can be confusing. Let’s take a closer look at how bankruptcy can affect your credit. 

Just how far-reaching are the effects of a bad credit score? Let’s take a look at how those little three numbers can make or break many of your life plans.

Having your credit card declined can be stressful, but don’t worry. We’re here to help you determine why it happened and how you can resolve the issue.

A grace period is the time between the end of your billing cycle and your due date. Learn how to use your grace period to reduce interest on your purchases.

Credit report vs. credit score: what’s the difference? Both will help you understand your credit health, but one provides more information. Learn more here.

Understanding your credit score can be confusing. Read our guide for a closer look at new credit as a factor that can affect your overall credit score.

Due to the expensive grind of daily life, sometimes we need to take out loans to get by. When we apply for those loans, our credit score has the potential of being negatively impacted. To make sense of this irony, let’s dive deeper into the credit sco...

Looking to improve your credit? Read our article on how Leslie Tayne eliminated her debt and went from delinquency to an 800+ credit score.

Not everyone is privy to your credit information. For the most part, your score and credit report remain confidential. Here’s who can access your credit report and why.

A secured debt is a form of debt backed by collateral a lender could take. See some examples of secured debt and get acquainted with secured vs. unsecured debt.

The Rocket Visa Signature Card is the only credit card designed from the ground up to support your home buying and homeownership goals. Check out the benefits!

Federal student loan interest is waived and payments are paused – for now. See what borrowers need to know about the interest waiver and repayment suspension.

Should you refinance your student loans? It’s a question worth asking. Find out when to refinance student loans and what it means to refinance student loans.

Student loan forgiveness is the complete or partial cancellation of a borrower’s federal student loan repayment plan. Uncover student loan forgiveness programs.