Refinancing your house can help pay off debt through your home's equity. But is it smart to refinance to pay off debt? Here’s what to consider first.

The London InterBank Offered Rate (LIBOR) is an important financial point of reference for banks and lenders around the world. Learn more about it here.

In this quiz, we’ll go over the basics of credit in three sections: The Importance of Credit, Building a Credit History and Establishing Good Credit.

Wondering what factors damage your credit score? Read our guide to learn what factors lower your credit score, how to avoid them, and how to build your credit score.

When determining how many lines of credit you should have, it’s important to know that there is no formula or magic number. Because the number of credit scores one has can vary from person to person, you should consider your spending habits and ability to manage credit before deciding whether to add another line of credit or not.

So, you got the dreaded call stating that you have a debt in collections. First things first: take a deep breath and try not to beat yourself up. Rebuilding your credit after being sent to collections is a marathon, not a sprint.

In the US today, you’re far more likely to be in debt than not, but support is available. Find out how credit counseling can help you get out from under debt.

Read our article to learn everything you need to know to determine if credit card reward points are really worth the time, effort, and potential debt.

Consumer credit comes in many different forms, the most popular being credit cards. Learn more about the risks and rewards of consumer credit.

Your credit score tells a lot about you. It gives lenders a sneak peek at what type of borrower you might be. Find out how to get your credit score for free.

If you believe you’ve found an inaccuracy on your credit report, you can file a dispute with the credit bureaus. Learn how to dispute a credit report error.

Debt parking is a sneaky practice where debt collectors report debts to credit reporting agencies without verifying them. Learn more about how to protect yourself and your credit.

Whether you’re looking for a credit card that has low APR or maximum cash-back rewards, check out our roundup of the best credit cards for college students.

Not all adults have a credit file. Whether you’re young, in the military or new to the country, here’s how to know if you have a credit score.

There are so many store credit cards out there. Which ones are really worth applying for? Read our list of the best store credit cards for 2021 to decide.

Wondering how to check your credit without hurting your score? Learn how often you should check your credit score with our latest guide from Rocket HQ.

Searching for the credit card with the top cash back rewards? Look no further than our curated round-up of the best cash-back credit cards for 2021.

Just how far-reaching are the effects of a bad credit score? Let’s take a look at how those little three numbers can make or break many of your life plans.