Credit Reports
Familiarize yourself with your credit report and learn how to correct errors if they come up.
Featured Articles:
Staying on top of your credit score is important for many reasons. Find out how to check your credit score easily and free of charge.
What’s the purpose of a lender looking at your credit? What do they like to see? How does a credit pull affect your score? We answer it all.
Featured Resources
Viewing 1 - 6 of 33
Debt And Credit - 4-Minute Read
Sarah Li Cain - Jun 11, 2024
What Is A Credit Utilization Ratio And Why Does It Matter?
Your credit utilization ratio is an important part of your credit score. Learn what credit utilization is, how to calculate it and how it can be improved.
Debt And Credit - 9-Minute Read
Sam Hawrylack - Jun 5, 2024
Why Is Your Credit Score Important? (Plus Tips)
Your credit score determines the financial opportunities you have access to and could save you money over time. Find out why and how to keep your score high.
Debt And Credit - 5-Minute Read
Matt Cardwell - May 1, 2024
What Is A VantageScore®?
Learn the similarities and differences between VantageScores® and FICO® Scores and how these scoring models impact your overall financial health.
Debt And Credit - 6-Minute Read
Sarangi Nair - Apr 8, 2024
What Is A Good Credit Score? And How To Improve Yours
The range of a good credit score depends on the scoring model. Learn the ranges of both models and what you can do to improve your score.
Debt And Credit - 4-Minute Read
Breyden Kellam - Dec 21, 2023
How Long Do Late Payments Stay On Your Credit Report?
After missing a bill’s due date, you might wonder how long a late payment stays on your credit report. Learn the answer to that and more in this article.
Debt And Credit - 7-Minute Read
Joel Reese - Dec 19, 2023
Credit Inquiry: What Is It and How Does It Work?
A credit inquiry is when a report of your credit history is requested. Learn more about credit inquiries and how they affect your borrowing potential.