Building Credit

Take control of your credit by learning what impacts your credit score, how to improve it, and what lenders look for in your credit history.
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Featured Article:

Your Credit Application Got Denied – Now What?
Whether you’re applying for a credit card, a mortgage, or a personal loan, your application may have been denied for a few different reasons. Maybe your credit score isn’t where you’d like it to be, or you don’t have an established history yet.  
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Featured Resources

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Debt And Credit - 5-Minute Read

Sarah Sharkey - Sep 12, 2024

How To Get A 700 Credit Score

Generally, a 700 credit score is considered a good score. Discover how to increase your credit score to 700 or higher to enhance your financial life.
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Debt And Credit - 7-Minute Read

Miranda Crace - Jun 12, 2024

Here’s The Average Credit Score By Age In The US

The average American credit score is 714, but that average differs when broken down by age group. See where you stand among your peers.

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Debt And Credit - 9-Minute Read

Scott Steinberg - Jun 1, 2024

How Long Does It Take To Build Credit?

How long it takes to build credit can vary, but it typically takes 3 – 6 months. Learn what impacts your credit score and ways to build your credit.

woman writing letter on table at home

Debt And Credit - 5-Minute Read

Kevin Graham - May 22, 2024

Pay-For-Delete Letter: What It Is And How To Write One

A pay-for-delete letter requests the removal of negative information from your credit report in return for payment. Learn how it works and how to write one.

Woman Sitting at desk in striped shirt looking at a laptop and holding a pen.

Debt And Credit - 5-Minute Read

Victoria Araj - May 14, 2024

The 5 C’s of Credit: What They Are And Why They Matter

The 5 C’s of credit are the factors that lenders consider when assessing a borrower’s creditworthiness. See how you can improve in these key areas.

Woman typing credit card number on phone.

Debt And Credit - 7-Minute Read

Sarah Lozanova - May 6, 2024

Using Credit Card to Build Credit: Why And How To Do It

If you’re trying to establish or repair your credit, using a credit card might help. Here’s what you should know about using a credit card to build credit.